The same spreadsheet I use, blank and ready for your numbers. Your income, your cards, your bills, twelve months laid out — and it works out the cash you have free, cycle by cycle, on its own.
↓ DOWNLOAD THE SPREADSHEETExcel file. Nothing to sign up for. Nothing to pay, now or later.
Coming November 26: the free Cash Release App. It does everything the spreadsheet does, but it does it for you. Leave your email if you want to know the day it opens. The spreadsheet stays yours either way.
No cost, no catch, ever. Unsubscribe any time. Your email is only used to tell you when the app is ready — privacy policy.
Twenty-one tabs. You fill in the yellow cells; the blue ones work themselves out.
Money in, money out, debt payments, and what is actually left. It fills itself in as you complete the other tabs.
What lands in the bank each payday, and when. From that one date the spreadsheet knows your pay cycles for the whole year.
Every debt in one table: limit, balance, room left, how full the card is, months to payoff, APR, due day, statement closing day.
Every bill, and which account or card pays it. Including a column that asks the honest question: are you still using this?
Each month splits into pay cycles and fills itself from the tabs above. You only type what is different this month.
Does your sheet agree with your real bank account? Check it once a month, before you plan anything.
The app that does all of this for you is close behind.
JOIN THE WAITLIST FOR THE APP